Loan Calculator


Expected monthly repayment:$8,503 - $11,979

^The monthly repayment is calculated using an effective rate of 2.99% - 24.00% and is for reference only. Cashing Pro reserves its absolute right on any disputes.

Why Cashing Pro?

1-minute application and quick cash withdrawal today
1-minute application and quick cash withdrawal today
You decide repayment amount and period
You decide repayment amount and period
Free of any administration fee, early repayment fee or hiddern expense
Free of any administration fee, early repayment fee or hiddern expense

Application flow


Step 1:
Apply through website or phone


Step 2:
Submit documents through website or phone for accessment


Step 3:
Approve loan and announce the assessment result by SMS or call


Step 4:
Sign the loan contract and receive the loan amount

No Income Proof Loan Case study

Due to the private policy, customer-a-like photos are shown.

Full-time University Student

Full-time University Student

Bryant

Pocket Money around $1,000

Part-time salary $2000

I went to a trip to Japan with girlfriend last month and spent a lot of money. The salary from part-time job is not paid yet, and I didn’t want to ask for help from family. Then I found Cashing Pro on the internet. Cashing Pro allows clients to settle anytime, the interest rate is low, which calculated on daily basis. If I settle the loan in one week, the interest will be around $30 only. This is so attractive. Finally I loaned $10,000 and I will definitely recommend Cashing Pro to my friends!

Housewife

Housewife

Ms Lee

No income

No income

This is my first time to apply loan. I was so worried that I cannot get the loan as I have no income. I was also afraid that I cannot make clear inquiry through phone call. Then I saw Cashing Pro offers inquiry and application service via Whatsapp, so I just gave it a try. Their customer service staff was very nice and answered all my questions patiently. At the end, I got $20,000 loan successfully.

Construction Worker

Construction Worker

Fai

Cash Salary (Monthly salary $22,000)

Cash Salary (Monthly salary $22,000)

I heard that the requirement from Cashing Pro applying for small amount loan is not too high. I wanted to loan $50,000 for investment but I am paid in cash. Since I don’t have clear income proof, and didnt used to save money in the bank, many banks and finance companies rejected my loan application. I am so glad that Cashing Pro approved my application. I got the money in my bank account within 30 mintues, it’s so convenient.

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– The maximum loan period of Cashing Pro is 60 months (not applicable to customers who choose the “Voluntary Instalment Plan”). Customers can settle the loan within 2 months – 60 months without any interest rate plus fee or applied fees. If you wish to extend the repayment period, you must apply the loan for renewal before the loan term is over.
All Cashing Pro’s loan applicants must fully understand Cantonese.(read,write and listen) 

– Loan example :
Suppose Mr. Chan successfully borrows $10,000 and the annual interest rate is 12%. After the first repayment date(30 days after), the interest for the first period is $98 (to the whole number). Mr. Chan chose to pay interest only every month, reduce the burden, and settle the loan amount after the 12th period. Therefore, the total interest of Mr. Chan in is $1,176 ($98×12), and the total amount of the repayment is $11,176 (principal $10,000 + total interest $1,176).

Cashing Pro will not charge any interest rate plus fee or applied fees no matter when you clear your loan amount.

* Assume that the number of days in each period is 30 days (because the actual number of days per month is 30 and 31 respectively).