LIVING SUDDEN EXPENDITURE

We always say: “You don’t know what will happen tomorrow” indeed in daily life you never know when emergency situation will happen that require a sum of money. Below are 5 common situations to see if you save for a rainy day to prevent not to be frightened when emergency happens?

Specialized Disease

Specialized Disease

Even though you thought yourselves healthy, sometimes you suddenly feel sick but you don’t know the reason for it. Waiting for public hospital? You have to wait until 2046…then you will be worried about your condition may change suddenly and want to seek private special policlinic but it is so expensive that you have to pay a big sum of money to cure your disease… If you don’t buy insurance, the medical expense is even higher…

Accidental Injuries

Accidental Injuries

There is a saying “Accident are unexpected” occupational injury, getting injured by a fall, hurting by doing sports, car cash or even hurting by falling objects from heights… these kind of accidental injuries may cause in many sequels that you cannot count in how much do you need for medial expense.

Home Repair

Home Repair

The house you are living starts coming out many problems as times goes by, for example, internal leakage, wall falling off, home appliance depreciation to be replaced, etc… All home repair fee in addition require a lot of money. No matter for on-site inspection, repair fee or installation fee, all require certain amount of money and most of them are instant payment.

Independent Living

Independent Living

Hong Kong apartment price is so expensive that even though many people reach the age of employment, they still have to live with family although each other’s living habit does not match or suddenly due to join in of new member, private living space become smaller. One day you decided to move out to live independently, Hong Kong’s rent…so miserable…expenditure suddenly increase, your salary cuts a lot. aren’t you going to be a moonlight clan?

Suddenly Unemployment

Suddenly Unemployment

Recently economy of Hong Kong turns bad and many industries are in a downturn. Company in order to cut spending to get through this obstacle, you and your family may be fired at any time~ Suddenly being unemployed, if you don’t have a habit of saving money and finance management, how’s your living spending until finding new job?

Therefore, the sudden expenditure of living is really hard to ignore. You should have a good saving and finance management habit. When the above situation happens, you won’t be frightened not to have enough money to handle.

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