Loan‧Break through the tradition
Breakthrough 1: Flexible Repayment
Interest is calculated in daily basis.
Breaking through the date and time limitation,
you can decide the repayment amount and period by yourself*
Breakthrough 2: Interest Reduction
Interest will be reduced when you repay more than the minimum payment^.
The total interest expenses is even lesser if you fully settle the loan earlier.
Breakthrough 3: Caring Service
Compare with traditional loan company and bank,
Cashing Pro has longer working hours to handle loan application. #
Our caring staff helps you to solve financial problem( with care.)
In order to cater to customer’s different needs,
Cashing Pro provides the following 4 kinds of loan services:
＊The discretionary repayment amount must be more than or equal to the minimum repayment amount. The maximum loan period of Cashing Pro is 60 months (not applicable to customers who choose the “Discretionary Installment Plan”).
Customers can repay the loan within 1 month to 60 months without any penalty or handling fee.
If you wish to extend the repayment period, you must apply for renewal before the end of the loan period.
^ When customer repay more than the minimum payment of each month, interest will be less and less.
Example: If Mr Chan receives a $10,000 loan with 12% annual rate, the first repayment date will be 30 days later. The interest of the first month is $98.
If Mr Chan repay extra amount (eg. $1,000) after repaying the first $100 interest, the extra payment ($1,000) will deducted from the principal.
The second month interest is calculated base on the lastest principal $9,000 ($10,000 – $1,000). Thus, Mr Chan’s second month interest will be $88.
The less principal, the less interest.
# Cashing Pro’s Office Hour :
Mon – Fri : 9:30am – 9:00pm
Sat : 9:30am – 3:30pm
Sun / Public Holiday : Closed
1 The loan approval amount varies according to the customer’s credit score and the information provided by the customer. The final approval amount is determined by the approval manager.
In case of any dispute, Cashing Pro Limited will retain the final decision on the approval of the loan.
2 After submitting all relevant information and documents, applicant can get the approval result within 10 minutes. The approval time varies according to the customer’s credit score and the information provided by the customer. In addition, the length of time for customers to receive loans varies according to the processing speed of each bank. The loan can be received within 30 minutes at the earliest. For any enquiries, please contact the relevant bank.